Beyond UPI: Why Indonesia is Auditioning India’s Entire Digital Backbone
Beyond UPI: Why Indonesia is Auditioning India’s Entire Digital Backbone When we talk about India exporting its tech, the headline is almost always UPI (Unified Payments Interface). It makes sense: scanning a QR code to buy street food is a great visual. But as Prime Minister Narendra Modi visits Jakarta, a much bigger story is quietly unfolding. Indonesia isn't just looking to link up with India's payment rails—it is looking to replicate India's entire digital blueprint. Jakarta is shifting its focus from simply adopting foreign apps to building its own Digital Public Infrastructure (DPI) , and they are using the "India Stack" as their master architectural plan. 1. From UPI to QRIS: The Payment Gateway Let's start with the immediate bridge. Indonesia already has a highly successful, nationwide QR standard called QRIS (Quick Response Code Indonesian Standard). The two nations are currently rolling out a formal UPI-QRIS linkage . The Impact: The 1....